I featured a different approach to caring for the poor two posts ago. That approach is in full gear with the Healthy Indiana Plan 2.0, which I described in that former post. The HIP 2.0 plan is using the basic approach touted by many free market advocates in providing a monetary account of $2,500 (that would imitate a market Health Savings Account) to each beneficiary and a High Deductible Health Plan, which is an “insurance plan” to cover medical expenses if the monetary account is exhausted.
This is a little departure for me – just posting a link. However, I think it really emphasizes how important it is to get health care policy right when Obamacare is (hopefully) repealed and something else is put in its place. This is just another example of how the way insurance has worked (or failed to work) in the United States for the past 30 or so years – between Health Maintenance Organizations and Preferred Provider Organizations that have done nothing but dupe us into thinking that we are getting some kind of great deal in health care.
We have all heard the doomsday laments of the left claiming that “health care” will be ripped away from the sick and the poor as well as the elderly. The premise of the left side of the political spectrum is that Republicans are heartless creatures who just want to throw sick and/or poor people out onto the streets to die in the gutter.
I am very frustrated by the outright lies the Democrats are trying to spread about the impending repeal of the Patient Protection and Affordable Care Act of 2010. Actually, the name “Affordable Care Act” is a misnomer. To most people who know better, the “reform” law, with its 2,500+ pages of economy-strangling regulations is more accurately known as the “Unaffordable Care Act.” I’ve seen this moniker cited by several people whose Facebook and Twitter pages I frequent.
Are you wondering why I have chosen the issue of health care to write about? Do you wonder what my background is that makes me knowledgeable about this subject even though I’m not a doctor and I don’t even play one on TV?